"Heath at ExFed Tax has been with us from pre-pandemic opening to financially surviving during and after COVID-19. The people at ExFed Tax are so knowledgable and down to earth. They really help us understand the 'what' and the 'why' of their recommendations. We wouldn't trust anyone else with our tax preparation and business advisory needs."

"ExFed" is a nickname commonly used in the Chicagoland area to refer to retired federal employees— especially those from the IRS. It was tradition for IRS retirees to receive an "ExFed" baseball cap as part of their retirement send-off, a cheeky badge of honor marking their transition from government service.

Since ExFed Tax is built by a team of former IRS professionals, the name felt like a natural fit. It’s a nod to our roots, a wink to our past, and a promise to use that insider knowledge to help taxpayers on the outside.

Clear. Honest. Upfront. At ExFed Tax, we believe in transparent pricing with no surprises. While final costs depend on your unique tax situation, most individual returns start at $200ish. We’ll always provide a clear quote before any work begins via an "engagement letter."

Planning ahead? Reserve your spot for 2025 tax return now and lock in 20% off your Form 1040 —because good planning deserves a reward.

When services begin, we will offer an expedited add-on option ($59) for individuals and certain small businesses.

ExFed Tax, LLC is a virtual tax preparation and consulting firm founded by a former IRS executive. With over 50 years of combined IRS experience, we specialize in tax preparation, controversy resolution, and strategic consulting for individuals, businesses, and nonprofits.

ExFed Tax is a fully virtual tax firm, meaning we serve clients nationwide from the comfort of your home or office. No suit, no traffic, no waiting rooms—just expert tax help on your schedule.

Absolutely. At ExFed Tax, we understand that life gives us all periods of transitions. From transitioning family units to even sobriety—it can also mean rebuilding after a divorce, career shift, or any major life change. Financial chaos often walks hand-in-hand with personal upheaval, and we’re here to help you sort through the mess and create a clear, realistic path forward.

We offer Financial Recovery Planning for individuals navigating life transitions, including those in recovery from addiction, marital changes, or other challenges. Our approach is compassionate, confidential, and judgment-free—because we’ve been there too.

Eligible individuals may receive discounted service rates. Reach out to see if you qualify and let’s build a plan that supports your healing—financially and beyond. Inquire by emailing stephanie@exfedtax.com

We will offer a full range of tax and advisory services, including:

• Individual and business tax preparation

• IRS audit defense and tax controversy representation

• Tax credit consulting (R&D, energy, EV, etc.)

• Entity selection and start-up planning

• Strategic business consulting, and more.

• Divorce Tax Implications (in case your "Sparks" have faded)

You can schedule a consultation here:

Consultations will be conducted via Microsoft Teams.

No judgment—really. Life happens. Whether it’s been a couple years or more, you’re not alone, and we’re here to help you get back on track with compassion and confidentiality.

At ExFed Tax, we’ve worked with countless individuals and businesses who’ve fallen behind on their filings for all kinds of reasons. Our job isn’t to scold you—it’s to fix it.

The good news? In many cases, you may still be eligible for refunds—but Federal law only allows you to claim them for the last three years. So the sooner we start, the more we can potentially recover.

With knowledge comes power—and peace of mind. Let’s take the next step together.

Check out our blog for more information: No Return, No Refund.