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FAFSA Shock: Why Some Parents’ Failure to Plan Hurts Their Kids—and How Planning Changes That
Walking into college debt? College Is Expensive. FAFSA Is Unforgiving. Tax Planning Is Your Secret Weapon. If you’re a parent staring down the twin realities of college tuition and the FAFSA, here’s the uncomfortable truth: Most families think about financial aid too late—and the IRS clock does not care about good intentions, and the new Department of Education surely doesn't. At ExFedTax, we see this every year. Smart, hardworking parents do everything right except one thing

Heath Vo, JD, CPA
Jan 63 min read


IVF, Egg Donation & Surrogacy: How to Make the Tax Code Work for You
IVF, egg donation, surrogacy — each comes with complex costs, and the IRS doesn’t make it easy to tell what’s deductible.
Our founder, Heath Vo, JD, CPA (who’s walked this journey personally), breaks it all down in a clear, human way — so you can focus on growing your family, not your tax bill.

Heath Vo, JD, CPA
Oct 4, 20253 min read


SAFE Tax Filing Act of 2025: Taxes After Domestic Abuse
Imagine this: It’s tax season. You’ve escaped an abusive partner, started over, and now the law requires you to file…with them. Romantic? No. Dangerous? Absolutely.

Heath Vo, JD, CPA
Aug 2, 20254 min read


Divorce & Taxes: What to Know When the Spark Fades as seen on #ColdPlayKissCam (and the IRS Notices)
At ExFed Tax, we’ve seen some things implode—business partnerships, aggressive tax shelters, and yes, even that Coldplay concert kiss cam situation. (We’re not saying your divorce played out on a stadium screen... but if it did, you’re not alone.) The truth is, when a relationship ends, the emotional fallout is only part of the story. The tax code has its own post-breakup baggage, and if you’re not careful, you could end up with more financial regret than a surprise concert p

Heath Vo, JD, CPA
Jul 20, 20253 min read


Love, Paperwork & the IRS: Filing Taxes When Married to a Non-Citizen Spouse
Marriage is a commitment. Taxes? They’re a legal obligation. And when your spouse isn't a U.S. citizen—or worse, has fallen into the immigration void—the tax rules get confusing fast. But don’t panic. Whether your spouse has a green card, no papers, or lost their citizenship, you still have options. And at ExFed Tax, we’ve lived it. Our team includes folks who’ve survived the immigration maze themselves, or supported spouses, parents, or partners through it. We get it. You’re

Heath Vo, JD, CPA
Jun 30, 20254 min read
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